GoCardless alternatives in 2026

45 similar tools from Surba's catalog. GoCardless charges by usage, so what you pay depends on volume: compare each one's fees for the volume you expect.

Alternatives

GoCardless vs 45 alternatives

GoCardless and its alternatives, cheapest first for a team of 10
#	Tool	Entry plan	10 people / mo	vs GoCardless	Free plan
—	GoCardlessBenchmarkPay as you useFinance · prices checked 26 Oct 2026	Pay as you use	—	—	No
1	PaystackPay as you useFinance · prices checked 26 Oct 2026	Pay as you use	—	—	No
2	FlutterwavePay as you useFinance · prices checked 26 Oct 2026	Pay as you use	—	—	No
3	StripePay as you useFinance · prices checked 26 Oct 2026	Pay as you use	—	—	No
4	MonnifyPay as you useFinance · prices checked 26 Oct 2026	Pay as you use	—	—	No
5	InterswitchPay as you useFinance · prices checked 26 Oct 2026	Pay as you use	—	—	No
6	MonoBasic · $37.59/moFinance · prices checked 26 Oct 2026	$37.59/moBasic	—	—	No
7	OkraPay as you useFinance	Pay as you use	—	—	No
8	CinetPayPay as you useFinance · prices checked 26 Oct 2026	Pay as you use	—	—	No
9	StitchPay as you useFinance · prices checked 26 Oct 2026	Pay as you use	—	—	No
10	PayDunyaAccount management · $35.09/moFinance · prices checked 26 Oct 2026	$35.09/moAccount management	—	—	No
11	Peach PaymentsEnterprise · $17.34/moFinance · prices checked 26 Oct 2026	$17.34/moEnterprise	—	—	No
12	OzowPay as you useFinance · prices checked 26 Oct 2026	Pay as you use	—	—	No
13	PayfastPay as you useFinance · prices checked 26 Oct 2026	Pay as you use	—	—	No
14	PesapalPay as you useFinance · prices checked 26 Oct 2026	Pay as you use	—	—	No
15	Wise BusinessPay as you useFinance · prices checked 26 Oct 2026	Pay as you use	—	—	No
16	YocoPlus · $14.39/moFinance · prices checked 26 Oct 2026	$14.39/moPlus	—	—	No
17	BrassAccount fee minimum · $0.67/moFinance · prices checked 26 Oct 2026	$0.67/moAccount fee minimum	—	—	No
18	DPO PayPay as you useFinance · prices checked 26 Oct 2026	Pay as you use	—	—	No
19	FedaPayPay as you useFinance · prices checked 26 Oct 2026	Pay as you use	—	—	No
20	FincraPay as you useFinance · prices checked 26 Oct 2026	Pay as you use	—	—	No
21	Cashfree PaymentsPay as you useFinance · prices checked 26 Oct 2026	Pay as you use	—	—	No
22	RazorpayPay as you useFinance · prices checked 26 Oct 2026	Pay as you use	—	—	No
23	KKiaPayAppli mobile · $1.77/moFinance · prices checked 26 Oct 2026	$1.77/moAppli mobile	—	—	No
24	iKhokhaPay as you useFinance · prices checked 26 Oct 2026	Pay as you use	—	—	No
25	IntaSendPay as you useFinance · prices checked 26 Oct 2026	Pay as you use	—	—	No
26	KashierPay as you useFinance · prices checked 26 Oct 2026	Pay as you use	—	—	No
27	Kopo KopoPay as you useFinance · prices checked 26 Oct 2026	Pay as you use	—	—	No
28	KoraPay as you useFinance · prices checked 26 Oct 2026	Pay as you use	—	—	No
29	LencoPay as you useFinance · prices checked 26 Oct 2026	Pay as you use	—	—	No
30	PaymobPay as you useFinance · prices checked 26 Oct 2026	Pay as you use	—	—	No
31	PayTechPay as you useFinance · prices checked 26 Oct 2026	Pay as you use	—	—	No
32	IremboPayPay as you useFinance · prices checked 26 Oct 2026	Pay as you use	—	—	No
33	PaypackPay as you useFinance · prices checked 26 Oct 2026	Pay as you use	—	—	No
34	TrolleyTrust · $99.92/moFinance · prices checked 26 Oct 2026	$99.92/moTrust	—	—	No
35	AsaasPay as you useFinance · prices checked 26 Oct 2026	Pay as you use	—	—	No
36	ChargebeePay as you useFinance · prices checked 26 Oct 2026	Pay as you use	—	—	No
37	Notch PayPay as you useFinance · prices checked 26 Oct 2026	Pay as you use	—	—	No
38	RecurlyStarter · $249/moFinance · prices checked 26 Oct 2026	$249/moStarter	—	—	No
39	Squad by GTCOPay as you useFinance · prices checked 26 Oct 2026	Pay as you use	—	—	No
40	expressPayPay as you useFinance · prices checked 26 Oct 2026	Pay as you use	—	—	No
41	HitPayPay as you useFinance · prices checked 26 Oct 2026	Pay as you use	—	—	No
42	HnryPay as you useFinance · prices checked 26 Oct 2026	Pay as you use	—	—	No
43	PaddlePay as you useFinance · prices checked 26 Oct 2026	Pay as you use	—	—	No
44	PayMongoPay as you useFinance · prices checked 26 Oct 2026	Pay as you use	—	—	No
45	PayPal BusinessPay as you useFinance · prices checked 26 Oct 2026	Pay as you use	—	—	No

Usage-based tools publish per-transaction or per-unit fees rather than a monthly list price, so they aren't ranked. Features and coverage differ between tools.

Every GoCardless plan and price

FAQ

GoCardless alternatives: questions

Is there a free alternative to GoCardless?

None of the alternatives in Surba's catalog list a free plan.

Switching tools? Know what you're paying for.

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