Yoco pricing in 2026

South African card machines, POS and online payments for small businesses. How Yoco charges, its plans and the alternatives.

Billing

Pay as you use

    Plans

    Yoco plans and prices

    3 plans with a public price, in US dollars.

    • Core

      $0No fixed fee · pay per use

      • 2.30% card fee up to R50k/mo
      • 1.35% local debit R50k-R200k
      • International cards 3.20%
    • Plus

      Entry paid plan

      $14.39/ month

      • 2.10% debit up to R50k/mo
      • 1.25% local debit R50k-R200k
      • 30-day free trial
    • Pro

      $28.84/ month

      • 1.95% debit up to R50k/mo
      • 1.20% local debit R50k-R200k
      • 30-day free trial

    Monthly subscription per location in ZAR excl. VAT (R0/R249/R499) converted at 17.3 ZAR = 1 USD, plus per-transaction fees by volume tier; custom rates above R200k/mo. Online payments about 0.5% more than card machine fees. Hardware sold separately (e.g. Yoco Counter R3,499).

    Prices from Yoco's pricing page, checked 26 Oct 2026. Usage-based: the bill depends on volume, so these are starting points, not a quote. Taxes, seat minimums and promotions vary.

    Alternatives

    Alternatives to Yoco

    Similar tools in Surba's catalog, cheapest first.

    FAQ

    Yoco pricing questions

    How does Yoco charge?

    Yoco is usage-based: you pay for what you use (transactions, messages, compute and so on) rather than a fixed subscription, so the bill depends on volume. Plans according to Yoco's pricing page (checked 26 Oct 2026): Plus $14.39 and Pro $28.84 a month. Monthly subscription per location in ZAR excl. VAT (R0/R249/R499) converted at 17.3 ZAR = 1 USD, plus per-transaction fees by volume tier; custom rates above R200k/mo. Online payments about 0.5% more than card machine fees. Hardware sold separately (e.g. Yoco Counter R3,499). There is no fixed monthly fee on Core.

    How much is Yoco in naira?

    At an indicative rate of ₦1,334 per $1 (26 Oct 2026), Plus at $14.39 is about ₦19,201 a month. Your bank's exchange rate and card fees decide the final charge.

    Finance

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