Yoco pricing in 2026
South African card machines, POS and online payments for small businesses. How Yoco charges, its plans and the alternatives.
Billing
Pay as you use
Plans
Yoco plans and prices
3 plans with a public price, in US dollars.
Core
$0No fixed fee · pay per use
- 2.30% card fee up to R50k/mo
- 1.35% local debit R50k-R200k
- International cards 3.20%
Plus
Entry paid plan$14.39/ month
- 2.10% debit up to R50k/mo
- 1.25% local debit R50k-R200k
- 30-day free trial
Pro
$28.84/ month
- 1.95% debit up to R50k/mo
- 1.20% local debit R50k-R200k
- 30-day free trial
Monthly subscription per location in ZAR excl. VAT (R0/R249/R499) converted at 17.3 ZAR = 1 USD, plus per-transaction fees by volume tier; custom rates above R200k/mo. Online payments about 0.5% more than card machine fees. Hardware sold separately (e.g. Yoco Counter R3,499).
Prices from Yoco's pricing page, checked 26 Oct 2026. Usage-based: the bill depends on volume, so these are starting points, not a quote. Taxes, seat minimums and promotions vary.
Alternatives
Alternatives to Yoco
Similar tools in Surba's catalog, cheapest first.
FAQ
Yoco pricing questions
How does Yoco charge?
Yoco is usage-based: you pay for what you use (transactions, messages, compute and so on) rather than a fixed subscription, so the bill depends on volume. Plans according to Yoco's pricing page (checked 26 Oct 2026): Plus $14.39 and Pro $28.84 a month. Monthly subscription per location in ZAR excl. VAT (R0/R249/R499) converted at 17.3 ZAR = 1 USD, plus per-transaction fees by volume tier; custom rates above R200k/mo. Online payments about 0.5% more than card machine fees. Hardware sold separately (e.g. Yoco Counter R3,499). There is no fixed monthly fee on Core.
How much is Yoco in naira?
At an indicative rate of ₦1,334 per $1 (26 Oct 2026), Plus at $14.39 is about ₦19,201 a month. Your bank's exchange rate and card fees decide the final charge.
Finance
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