Monnify pricing in 2026
Bank-transfer payments and collections. How Monnify charges, its plans and the alternatives.
Billing
Pay as you use
Plans
How Monnify prices
Monnify is usage-based: you pay per transaction, message or unit used rather than a fixed subscription, so there's no plan price to show. Surba tracks what you actually pay each month.
No setup or monthly fees. 1.5% per bank transfer, card or USSD payment, capped at ₦2,000; international cards 4%. Payouts: ₦10 (<₦10,000), ₦20 (₦10,000–₦49,999), ₦40 (≥₦50,000). Fees VAT-exclusive. Read via official page snippet (direct fetch 403).
Checked on Monnify's site on 26 Oct 2026.
Alternatives
Alternatives to Monnify
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FAQ
Monnify pricing questions
How does Monnify charge?
Monnify is usage-based: you pay for what you use (transactions, messages, compute and so on) rather than a fixed subscription, so the bill depends on volume. No setup or monthly fees. 1.5% per bank transfer, card or USSD payment, capped at ₦2,000; international cards 4%. Payouts: ₦10 (<₦10,000), ₦20 (₦10,000–₦49,999), ₦40 (≥₦50,000). Fees VAT-exclusive. Read via official page snippet (direct fetch 403).
Finance
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