Mono pricing in 2026
Open banking data and direct debit. How Mono charges, its plans and the alternatives.
Billing
Pay as you use
- Free trial−5% yearly
Plans
Mono plans and prices
2 plans with a public price, in US dollars.
Free trial
FreeFree trial
- Up to 5 unique accounts/month
- One-time trial
Basic
$37.59/ month
- Up to 100 unique accounts/month
- For small developer teams
Priced in NGN: Basic ₦50,000/mo (converted at $1 = ₦1,330); annual billing 5% off. Add-ons per call: Real-time Sync ₦100, CAC Lookup ₦60–₦500, Lookup+ ₦600+. Connect/DirectPay/DirectDebit and Enterprise: contact sales.
Prices from Mono's pricing page, checked 26 Oct 2026. Usage-based: the bill depends on volume, so these are starting points, not a quote. Taxes, seat minimums and promotions vary.
Discounts
Ways to pay less for Mono
Up to 5% off yearly billing
Paying Mono yearly instead of monthly.
From Surba's catalog; the vendor decides eligibility.
Alternatives
Alternatives to Mono
Similar tools in Surba's catalog, cheapest first.
FAQ
Mono pricing questions
How does Mono charge?
Mono is usage-based: you pay for what you use (transactions, messages, compute and so on) rather than a fixed subscription, so the bill depends on volume. Plans according to Mono's pricing page (checked 26 Oct 2026): Basic $37.59 a month. Priced in NGN: Basic ₦50,000/mo (converted at $1 = ₦1,330); annual billing 5% off. Add-ons per call: Real-time Sync ₦100, CAC Lookup ₦60–₦500, Lookup+ ₦600+. Connect/DirectPay/DirectDebit and Enterprise: contact sales.
How much is Mono in naira?
At an indicative rate of ₦1,334 per $1 (26 Oct 2026), Basic at $37.59 is about ₦50,156 a month. Your bank's exchange rate and card fees decide the final charge.
Is Mono cheaper if you pay yearly?
Mono gives up to 5% off for paying yearly instead of monthly, according to Mono's pricing page (checked 26 Oct 2026). Surba reminds you before each renewal, so an annual plan doesn't renew unnoticed.
Finance
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Track Mono and every other subscription in one place.
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