Ozow pricing in 2026
Instant EFT and pay-by-bank payment gateway for South African merchants. How Ozow charges, its plans and the alternatives.
Billing
Pay as you use
Plans
Ozow plans and prices
1 plan with a public price, in US dollars.
Pay as you go
$0No fixed fee · pay per use
- Instant EFT 2.85% (min R1)
- No monthly or activation fee
- Payouts R3 each
Standard package: Instant EFT 2.85% (2.75%/2.65% at higher volumes), intl cards 3.5%, Capitec Pay/Pay by Bank 1.5%, BNPL 4.99% + R4, payouts R3 (ZAR ~17.5/USD). Enterprise (R1.5M+/month): custom.
Prices from Ozow's pricing page, checked 26 Oct 2026. Usage-based: the bill depends on volume, so these are starting points, not a quote. Taxes, seat minimums and promotions vary.
Alternatives
Alternatives to Ozow
Similar tools in Surba's catalog, cheapest first.
FAQ
Ozow pricing questions
How does Ozow charge?
Ozow is usage-based: you pay for what you use (transactions, messages, compute and so on) rather than a fixed subscription, so the bill depends on volume. Standard package: Instant EFT 2.85% (2.75%/2.65% at higher volumes), intl cards 3.5%, Capitec Pay/Pay by Bank 1.5%, BNPL 4.99% + R4, payouts R3 (ZAR ~17.5/USD). Enterprise (R1.5M+/month): custom. There is no fixed monthly fee on Pay as you go.
Finance
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