Wise Business pricing in 2026

How Wise Business charges, its plans and the alternatives.

Billing

Pay as you use

    Plans

    How Wise Business prices

    Wise Business is usage-based: you pay per transaction, message or unit used rather than a fixed subscription, so there's no plan price to show. Surba tracks what you actually pay each month.

    One-time 31 USD setup fee, no monthly fee. Conversions from 0.23%; USD wire receipt 6.11 USD; ATM free up to 250 USD/mo then 1.95 USD + 1.95%.

    Checked on Wise Business's site on 26 Oct 2026.

    Alternatives

    Alternatives to Wise Business

    Similar tools in Surba's catalog, cheapest first.

    FAQ

    Wise Business pricing questions

    How does Wise Business charge?

    Wise Business is usage-based: you pay for what you use (transactions, messages, compute and so on) rather than a fixed subscription, so the bill depends on volume. One-time 31 USD setup fee, no monthly fee. Conversions from 0.23%; USD wire receipt 6.11 USD; ATM free up to 250 USD/mo then 1.95 USD + 1.95%.

    Finance

    More Finance tools

    Track Wise Business and every other subscription in one place.

    Surba records what you pay Wise Business each month next to your subscriptions, shows your whole software spend in your currency, and flags overlapping tools.