PayPal Business pricing in 2026

How PayPal Business charges, its plans and the alternatives.

Billing

Pay as you use

    Plans

    How PayPal Business prices

    PayPal Business is usage-based: you pay per transaction, message or unit used rather than a fixed subscription, so there's no plan price to show. Surba tracks what you actually pay each month.

    No monthly account fee. US: PayPal Checkout 3.49% + $0.49; cards 2.99% + $0.49; international +1.50%. Optional Invoice Subscription $14.99/mo.

    Checked on PayPal Business's site on 26 Oct 2026.

    Alternatives

    Alternatives to PayPal Business

    Similar tools in Surba's catalog, cheapest first.

    FAQ

    PayPal Business pricing questions

    How does PayPal Business charge?

    PayPal Business is usage-based: you pay for what you use (transactions, messages, compute and so on) rather than a fixed subscription, so the bill depends on volume. No monthly account fee. US: PayPal Checkout 3.49% + $0.49; cards 2.99% + $0.49; international +1.50%. Optional Invoice Subscription $14.99/mo.

    Finance

    More Finance tools

    Track PayPal Business and every other subscription in one place.

    Surba records what you pay PayPal Business each month next to your subscriptions, shows your whole software spend in your currency, and flags overlapping tools.