Kopo Kopo pricing in 2026
M-Pesa payment collection, payouts and business account for Kenyan merchants. How Kopo Kopo charges, its plans and the alternatives.
Billing
Pay as you use
Plans
Kopo Kopo plans and prices
1 plan with a public price, in US dollars.
Pay as you go
$0No fixed fee · pay per use
- 0.55% on collections
- KSh 50 per outgoing payment
- Payment links
Usage-based (KES at ~129/USD): 0.55% on M-Pesa/online collections plus standard Lipa na M-Pesa charges; KSh 50 (~$0.39) flat per payout; overdraft 0.75%/day. From official site pages via search snippets.
Prices from Kopo Kopo's pricing page, checked 26 Oct 2026. Usage-based: the bill depends on volume, so these are starting points, not a quote. Taxes, seat minimums and promotions vary.
Alternatives
Alternatives to Kopo Kopo
Similar tools in Surba's catalog, cheapest first.
FAQ
Kopo Kopo pricing questions
How does Kopo Kopo charge?
Kopo Kopo is usage-based: you pay for what you use (transactions, messages, compute and so on) rather than a fixed subscription, so the bill depends on volume. Usage-based (KES at ~129/USD): 0.55% on M-Pesa/online collections plus standard Lipa na M-Pesa charges; KSh 50 (~$0.39) flat per payout; overdraft 0.75%/day. From official site pages via search snippets. There is no fixed monthly fee on Pay as you go.
Finance
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