Razorpay pricing in 2026
Indian payment gateway and business banking platform for online payments. How Razorpay charges, its plans and the alternatives.
Billing
Pay as you use
Plans
How Razorpay prices
Razorpay is usage-based: you pay per transaction, message or unit used rather than a fixed subscription, so there's no plan price to show. Surba tracks what you actually pay each month.
No setup or annual fee. 2% per domestic card/UPI/RuPay transaction, 2.15% corporate cards, up to 3% international cards, plus 18% GST. UPI QR 0.99%. Custom pricing above ₹5 lakh/month.
Checked on Razorpay's site on 26 Oct 2026.
Alternatives
Alternatives to Razorpay
Similar tools in Surba's catalog, cheapest first.
FAQ
Razorpay pricing questions
How does Razorpay charge?
Razorpay is usage-based: you pay for what you use (transactions, messages, compute and so on) rather than a fixed subscription, so the bill depends on volume. No setup or annual fee. 2% per domestic card/UPI/RuPay transaction, 2.15% corporate cards, up to 3% international cards, plus 18% GST. UPI QR 0.99%. Custom pricing above ₹5 lakh/month.
Finance
More Finance tools
Track Razorpay and every other subscription in one place.
Surba records what you pay Razorpay each month next to your subscriptions, shows your whole software spend in your currency, and flags overlapping tools.