PayMongo pricing in 2026
Philippine payment gateway for cards, QR Ph and e-wallets. How PayMongo charges, its plans and the alternatives.
Billing
Pay as you use
Plans
How PayMongo prices
PayMongo is usage-based: you pay per transaction, message or unit used rather than a fixed subscription, so there's no plan price to show. Surba tracks what you actually pay each month.
No setup fee. VAT-exclusive: QR Ph 1.34%, local cards 3.125% + ₱13.39, international 4.02% + ₱13.39, GCash 2.23%, Maya 1.79%; payouts ₱10 each; Storefront ₱349/month (~$6).
Checked on PayMongo's site on 26 Oct 2026.
Alternatives
Alternatives to PayMongo
Similar tools in Surba's catalog, cheapest first.
FAQ
PayMongo pricing questions
How does PayMongo charge?
PayMongo is usage-based: you pay for what you use (transactions, messages, compute and so on) rather than a fixed subscription, so the bill depends on volume. No setup fee. VAT-exclusive: QR Ph 1.34%, local cards 3.125% + ₱13.39, international 4.02% + ₱13.39, GCash 2.23%, Maya 1.79%; payouts ₱10 each; Storefront ₱349/month (~$6).
Finance
More Finance tools
Track PayMongo and every other subscription in one place.
Surba records what you pay PayMongo each month next to your subscriptions, shows your whole software spend in your currency, and flags overlapping tools.