GoCardless pricing in 2026

Bank debit payment platform for recurring and one-off payments. How GoCardless charges, its plans and the alternatives.

Billing

Pay as you use

    Plans

    How GoCardless prices

    GoCardless is usage-based: you pay per transaction, message or unit used rather than a fixed subscription, so there's no plan price to show. Surba tracks what you actually pay each month.

    No monthly fee on Standard/Advanced/Pro. UK rates: Standard 1% + 20p (cap £4), Advanced 1.25% + 20p (cap £5), Pro 1.4% + 20p (cap £5.60); international +1%. Custom plans via sales.

    Checked on GoCardless's site on 26 Oct 2026.

    Alternatives

    Alternatives to GoCardless

    Similar tools in Surba's catalog, cheapest first.

    FAQ

    GoCardless pricing questions

    How does GoCardless charge?

    GoCardless is usage-based: you pay for what you use (transactions, messages, compute and so on) rather than a fixed subscription, so the bill depends on volume. No monthly fee on Standard/Advanced/Pro. UK rates: Standard 1% + 20p (cap £4), Advanced 1.25% + 20p (cap £5), Pro 1.4% + 20p (cap £5.60); international +1%. Custom plans via sales.

    Finance

    More Finance tools

    Track GoCardless and every other subscription in one place.

    Surba records what you pay GoCardless each month next to your subscriptions, shows your whole software spend in your currency, and flags overlapping tools.