IRIS KashFlow
Cheaper for 10 people
From$18.23/mo
10 people: $18.23 a month · $218.76 a year
- No free plan
- No yearly discount listed
- No startup credits listed
- 2 plans · priced per plan
IRIS KashFlow vs Xero: pricing compared
Plans, list prices and what a team of 5, 10 or 25 pays on each, from Surba's catalog of Finance tools. Updated for 2026.
At a glance
Side by side
IRIS KashFlow starts at $18.23/mo (Starter) and Xero at $27/mo (Early). For 10 people that's $18.23 vs $27 a month: IRIS KashFlow is $8.77 a month (32%) cheaper than Xero on list price.
Xero
Finance
From$27/mo
10 people: $27 a month · $324 a year
- No free plan
- No yearly discount listed
- No startup credits listed
- 3 plans · priced per plan
Plans
IRIS KashFlow and Xero plans
Every plan with a public price, in US dollars.
IRIS KashFlow
Starter
Unlimited quotes, 10 invoices · 25 bank transactions reconciled · Single user
$18.23/mo
Business
Unlimited quotes and invoices · Unlimited bank reconciliation · Multi-user
$37.13/mo
Prices in GBP (Starter £13.50/mo, Business £27.50/mo) converted at 1 GBP = 1.35 USD. New customers get 90% off monthly plans for 6 months; discounted annual plans (£97/£178 + VAT) are new-customer offers. 14-day free trial.
Prices from IRIS KashFlow's pricing page, checked 26 Oct 2026.
Xero
Early
Quotes and 20 invoices · 5 bills · 30-day cash flow forecast
$27/mo
Growing
60-day cash flow forecast · Auto-reconcile transactions
$59/mo
Established
180-day cash flow forecast · Multiple currencies · KPI analysis
$97/mo
US pricing. Promo: 90% off first 6 months for new US customers (ends Nov 2, 2026).
Prices from Xero's pricing page, checked 26 Oct 2026.
Team cost
What each costs your team
Entry paid plans, per month and per year at list price.
| Team | IRIS KashFlow (Starter) | Xero (Early) | Difference |
|---|---|---|---|
| 5 people | $18.23/mo$218.76/yr a year | $27/mo$324/yr a year | IRIS KashFlow $8.77 less a month |
| 10 people | $18.23/mo$218.76/yr a year | $27/mo$324/yr a year | IRIS KashFlow $8.77 less a month |
| 25 people | $18.23/mo$218.76/yr a year | $27/mo$324/yr a year | IRIS KashFlow $8.77 less a month |
IRIS KashFlow is priced per plan. Xero is priced per plan. Per-user prices are multiplied by the team; per-plan prices aren't. Before tax; yearly discounts not applied.
FAQ
IRIS KashFlow vs Xero: questions
Which is cheaper, IRIS KashFlow or Xero?
IRIS KashFlow starts at $18.23/mo (Starter) and Xero at $27/mo (Early). For 10 people that's $18.23 vs $27 a month: IRIS KashFlow is $8.77 a month (32%) cheaper than Xero on list price. Compare features too: the cheaper plan isn't always the closer match.
Do IRIS KashFlow and Xero have free plans?
IRIS KashFlow has no free plan in Surba's catalog. Xero has no free plan in Surba's catalog.
More comparisons
Other Finance comparisons
Paying for IRIS KashFlow or Xero? Track it in Surba.
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