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sevDesk vs Xero: pricing compared

Plans, list prices and what a team of 5, 10 or 25 pays on each, from Surba's catalog of Finance tools. Updated for 2026.

At a glance

Side by side

sevDesk starts at $13.80/mo (Rechnung) and Xero at $27/mo (Early). For 10 people that's $13.80 vs $27 a month: sevDesk is $13.20 a month (49%) cheaper than Xero on list price.

sevDesk

Cheaper for 10 people

From$13.80/mo

10 people: $13.80 a month · $165.60 a year

  • Free plan (Kostenlos)
  • No yearly discount listed
  • No startup credits listed
  • 4 plans · priced per plan

Xero

Finance

From$27/mo

10 people: $27 a month · $324 a year

  • No free plan
  • No yearly discount listed
  • No startup credits listed
  • 3 plans · priced per plan

Plans

sevDesk and Xero plans

Every plan with a public price, in US dollars.

sevDesk

  • Kostenlos

    3 (e-)invoices per month · ZUGFeRD and XRechnung · Unlimited contacts and products

    Free

  • Rechnung

    Unlimited (e-)invoices and quotes · Payment reminders · DATEV/ADDISON export

    $13.80/mo

  • Buchhaltung

    Single and double-entry bookkeeping · AI receipt capture · VAT pre-return via ELSTER

    $30.04/mo

  • Buchhaltung Pro

    Cost centres · REST API · Real-time BWA reports

    $40.48/mo

Regular list prices in EUR ex. VAT (€11.90/€25.90/€34.90 per month billed monthly) converted at 1 EUR = 1.16 USD. Cheaper per-month rates for 12- and 24-month terms (e.g. Buchhaltung €22.90 / €19.90). A promotional deal (€4.45/€9.95/€13.95) was running when checked.

Prices from sevDesk's pricing page, checked 26 Oct 2026.

Xero

  • Early

    Quotes and 20 invoices · 5 bills · 30-day cash flow forecast

    $27/mo

  • Growing

    60-day cash flow forecast · Auto-reconcile transactions

    $59/mo

  • Established

    180-day cash flow forecast · Multiple currencies · KPI analysis

    $97/mo

US pricing. Promo: 90% off first 6 months for new US customers (ends Nov 2, 2026).

Prices from Xero's pricing page, checked 26 Oct 2026.

Team cost

What each costs your team

Entry paid plans, per month and per year at list price.

sevDesk and Xero cost by team size
TeamsevDesk (Rechnung)Xero (Early)Difference
5 people$13.80$165.60/yr$27$324/yrsevDesk $13.20 less a month
10 people$13.80$165.60/yr$27$324/yrsevDesk $13.20 less a month
25 people$13.80$165.60/yr$27$324/yrsevDesk $13.20 less a month

sevDesk is priced per plan. Xero is priced per plan. Per-user prices are multiplied by the team; per-plan prices aren't. Before tax; yearly discounts not applied.

FAQ

sevDesk vs Xero: questions

Which is cheaper, sevDesk or Xero?

sevDesk starts at $13.80/mo (Rechnung) and Xero at $27/mo (Early). For 10 people that's $13.80 vs $27 a month: sevDesk is $13.20 a month (49%) cheaper than Xero on list price. Compare features too: the cheaper plan isn't always the closer match.

Do sevDesk and Xero have free plans?

sevDesk has a free plan (Kostenlos). Xero has no free plan in Surba's catalog.

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