Dinero
Finance
From$46.41/mo
10 people: $46.41 a month · $556.92 a year
- Free plan (Starter)
- No yearly discount listed
- No startup credits listed
- 4 plans · priced per plan
Dinero vs Xero: pricing compared
Plans, list prices and what a team of 5, 10 or 25 pays on each, from Surba's catalog of Finance tools. Updated for 2026.
At a glance
Side by side
Dinero starts at $46.41/mo (Starter+) and Xero at $27/mo (Early). For 10 people that's $46.41 vs $27 a month: Xero is $19.41 a month (42%) cheaper than Dinero on list price.
Xero
Cheaper for 10 people
From$27/mo
10 people: $27 a month · $324 a year
- No free plan
- No yearly discount listed
- No startup credits listed
- 3 plans · priced per plan
Plans
Dinero and Xero plans
Every plan with a public price, in US dollars.
Dinero
Starter
Basic accounting · Up to DKK 100k turnover per 12 months · Technical support
Free
Starter+
Unlimited turnover · Ad-free invoices
$46.41/mo
Pro
Automatic bookkeeping and integrations · Bookkeeping support · Unlimited advice
$62.03/mo
Total
Everything in Pro · Annual accounts included · Priority chat support
$85.16/mo
Prices in DKK converted at 6.4 DKK = 1 USD: Starter+ 297 kr/mo (245 kr/mo paid annually), Pro 397 kr/mo (345 kr/mo annually), Total 545 kr/mo annual only (6,540 kr/yr). VAT treatment not stated. 33% off for additional companies on Pro/Total.
Prices from Dinero's pricing page, checked 26 Oct 2026.
Xero
Early
Quotes and 20 invoices · 5 bills · 30-day cash flow forecast
$27/mo
Growing
60-day cash flow forecast · Auto-reconcile transactions
$59/mo
Established
180-day cash flow forecast · Multiple currencies · KPI analysis
$97/mo
US pricing. Promo: 90% off first 6 months for new US customers (ends Nov 2, 2026).
Prices from Xero's pricing page, checked 26 Oct 2026.
Team cost
What each costs your team
Entry paid plans, per month and per year at list price.
| Team | Dinero (Starter+) | Xero (Early) | Difference |
|---|---|---|---|
| 5 people | $46.41/mo$556.92/yr a year | $27/mo$324/yr a year | Xero $19.41 less a month |
| 10 people | $46.41/mo$556.92/yr a year | $27/mo$324/yr a year | Xero $19.41 less a month |
| 25 people | $46.41/mo$556.92/yr a year | $27/mo$324/yr a year | Xero $19.41 less a month |
Dinero is priced per plan. Xero is priced per plan. Per-user prices are multiplied by the team; per-plan prices aren't. Before tax; yearly discounts not applied.
FAQ
Dinero vs Xero: questions
Which is cheaper, Dinero or Xero?
Dinero starts at $46.41/mo (Starter+) and Xero at $27/mo (Early). For 10 people that's $46.41 vs $27 a month: Xero is $19.41 a month (42%) cheaper than Dinero on list price. Compare features too: the cheaper plan isn't always the closer match.
Do Dinero and Xero have free plans?
Dinero has a free plan (Starter). Xero has no free plan in Surba's catalog.
More comparisons
Other Finance comparisons
Paying for Dinero or Xero? Track it in Surba.
Surba reminds you before every renewal, shows your whole software spend in your currency, and flags tools that overlap — like these two.