Clear Books
Cheaper for 10 people
From$6.75/mo
10 people: $6.75 a month · $81 a year
- Free plan
- Up to 10% off yearly
- No startup credits listed
- 6 plans · priced per plan
Clear Books vs Xero: pricing compared
Plans, list prices and what a team of 5, 10 or 25 pays on each, from Surba's catalog of Finance tools. Updated for 2026.
At a glance
Side by side
Clear Books starts at $6.75/mo (Sole Trader) and Xero at $27/mo (Early). For 10 people that's $6.75 vs $27 a month: Clear Books is $20.25 a month (75%) cheaper than Xero on list price.
Xero
Finance
From$27/mo
10 people: $27 a month · $324 a year
- No free plan
- No yearly discount listed
- No startup credits listed
- 3 plans · priced per plan
Plans
Clear Books and Xero plans
Every plan with a public price, in US dollars.
Clear Books
Sole Trader Free
MTD Income Tax quarterly updates · No transaction limits · Invite your accountant
Free
Sole Trader
Receipt scanning · Automated bank feeds · Invoicing
$6.75/mo
Sole Trader Plus
Everything in Sole Trader · MTD VAT reporting · Phone and email support
$20.25/mo
Small
Bank feed with auto-matching · Full reporting suite · Integrations and API
$21.60/mo
Medium
MTD VAT submissions · CIS reporting · Purchase orders
$45.90/mo
Large
Project accounting · Multi-currency · Employee expense claims
$59.40/mo
Prices in GBP ex. VAT (£0/£5/£15/£16/£34/£44 per month) converted at 1 GBP = 1.35 USD. Small/Medium/Large: 10% off billed yearly, 20% off billed every two years. Landlord and foreign-property plans also at £0/£5. Payroll bolt-on priced separately.
Prices from Clear Books's pricing page, checked 26 Oct 2026.
Xero
Early
Quotes and 20 invoices · 5 bills · 30-day cash flow forecast
$27/mo
Growing
60-day cash flow forecast · Auto-reconcile transactions
$59/mo
Established
180-day cash flow forecast · Multiple currencies · KPI analysis
$97/mo
US pricing. Promo: 90% off first 6 months for new US customers (ends Nov 2, 2026).
Prices from Xero's pricing page, checked 26 Oct 2026.
Team cost
What each costs your team
Entry paid plans, per month and per year at list price.
| Team | Clear Books (Sole Trader) | Xero (Early) | Difference |
|---|---|---|---|
| 5 people | $6.75/mo$81/yr a year | $27/mo$324/yr a year | Clear Books $20.25 less a month |
| 10 people | $6.75/mo$81/yr a year | $27/mo$324/yr a year | Clear Books $20.25 less a month |
| 25 people | $6.75/mo$81/yr a year | $27/mo$324/yr a year | Clear Books $20.25 less a month |
Clear Books is priced per plan. Xero is priced per plan. Per-user prices are multiplied by the team; per-plan prices aren't. Before tax; yearly discounts not applied.
FAQ
Clear Books vs Xero: questions
Which is cheaper, Clear Books or Xero?
Clear Books starts at $6.75/mo (Sole Trader) and Xero at $27/mo (Early). For 10 people that's $6.75 vs $27 a month: Clear Books is $20.25 a month (75%) cheaper than Xero on list price. Compare features too: the cheaper plan isn't always the closer match.
Do Clear Books and Xero have free plans?
Clear Books has a free plan (Sole Trader Free). Xero has no free plan in Surba's catalog.
Are Clear Books and Xero cheaper if you pay yearly?
Clear Books lists up to 10% off yearly billing. Surba's catalog lists no yearly discount for Xero.
More comparisons
Other Finance comparisons
Paying for Clear Books or Xero? Track it in Surba.
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