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Wafeq vs Xero: pricing compared

Plans, list prices and what a team of 5, 10 or 25 pays on each, from Surba's catalog of Finance tools. Updated for 2026.

At a glance

Side by side

Wafeq starts at $26.44/mo (Starter) and Xero at $27/mo (Early). For 10 people that's $26.44 vs $27 a month: Wafeq is $0.56 a month (2%) cheaper than Xero on list price.

Wafeq

Cheaper for 10 people

From$26.44/mo

10 people: $26.44 a month · $317.28 a year

  • No free plan
  • Up to 17% off yearly
  • No startup credits listed
  • 3 plans · priced per plan

Xero

Finance

From$27/mo

10 people: $27 a month · $324 a year

  • No free plan
  • No yearly discount listed
  • No startup credits listed
  • 3 plans · priced per plan

Plans

Wafeq and Xero plans

Every plan with a public price, in US dollars.

Wafeq

  • Starter

    Invoicing only · E-invoicing

    $26.44/mo

  • Plus

    Everything in Starter · Financial control

    $31.78/mo

  • Premium

    Everything in Plus · Complete accounting solution

    $53.11/mo

Saudi prices in SAR converted at 3.75 SAR = 1 USD: SAR 1,190 / 1,430 / 2,390 paid yearly ('12 months for the price of 10'); monthly shown as SAR 99/119/199 (discounted from 119/149/249). VAT treatment not stated. Enterprise: contact sales.

Prices from Wafeq's pricing page, checked 26 Oct 2026.

Xero

  • Early

    Quotes and 20 invoices · 5 bills · 30-day cash flow forecast

    $27/mo

  • Growing

    60-day cash flow forecast · Auto-reconcile transactions

    $59/mo

  • Established

    180-day cash flow forecast · Multiple currencies · KPI analysis

    $97/mo

US pricing. Promo: 90% off first 6 months for new US customers (ends Nov 2, 2026).

Prices from Xero's pricing page, checked 26 Oct 2026.

Team cost

What each costs your team

Entry paid plans, per month and per year at list price.

Wafeq and Xero cost by team size
TeamWafeq (Starter)Xero (Early)Difference
5 people$26.44$317.28/yr$27$324/yrWafeq $0.56 less a month
10 people$26.44$317.28/yr$27$324/yrWafeq $0.56 less a month
25 people$26.44$317.28/yr$27$324/yrWafeq $0.56 less a month

Wafeq is priced per plan. Xero is priced per plan. Per-user prices are multiplied by the team; per-plan prices aren't. Before tax; yearly discounts not applied.

FAQ

Wafeq vs Xero: questions

Which is cheaper, Wafeq or Xero?

Wafeq starts at $26.44/mo (Starter) and Xero at $27/mo (Early). For 10 people that's $26.44 vs $27 a month: Wafeq is $0.56 a month (2%) cheaper than Xero on list price. Compare features too: the cheaper plan isn't always the closer match.

Do Wafeq and Xero have free plans?

Wafeq has no free plan in Surba's catalog. Xero has no free plan in Surba's catalog.

Are Wafeq and Xero cheaper if you pay yearly?

Wafeq lists up to 17% off yearly billing. Surba's catalog lists no yearly discount for Xero.

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