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Puzzle vs QuickBooks Online: pricing compared

Plans, list prices and what a team of 5, 10 or 25 pays on each, from Surba's catalog of Finance tools. Updated for 2026.

At a glance

Side by side

Puzzle starts at $30/mo (Starter) and QuickBooks Online at $38/mo (Simple Start). For 10 people that's $30 vs $38 a month: Puzzle is $8 a month (21%) cheaper than QuickBooks Online on list price.

Puzzle

Cheaper for 10 people

From$30/mo

10 people: $30 a month · $360 a year

  • No free plan
  • Up to 20% off yearly
  • No startup credits listed
  • 4 plans · priced per plan

QuickBooks Online

Finance

From$38/mo

10 people: $38 a month · $456 a year

  • No free plan
  • No yearly discount listed
  • No startup credits listed
  • 4 plans · priced per plan

Plans

Puzzle and QuickBooks Online plans

Every plan with a public price, in US dollars.

Puzzle

  • Starter

    85-90% auto-categorised transactions · Auto-drafted statements · Cash and accrual books

    $30/mo

  • Core

    Burn, runway and margin insights · Spend and revenue tracking · Variance analysis

    $72/mo

  • Complete

    AI accuracy review · Revenue recognition · Classes and departments

    $120/mo

  • Scale

    High-volume accounting · No transaction limits · Backup and restore

    $360/mo

Save 20% with yearly billing. Starter is free for 2 months. Optional Expert Reviewed bookkeeping service $171/mo (up to $10K monthly expenses, includes Core); Full Service is quoted by expense volume.

Prices from Puzzle's pricing page, checked 26 Oct 2026.

QuickBooks Online

  • Simple Start

    1 user · Invoice and get paid · Automated bookkeeping

    $38/mo

  • Essentials

    3 users · Enhanced reports · Employee time on invoices

    $85/mo

  • Plus

    5 users · Budgets · Project profitability

    $140/mo

  • Advanced

    25 users · Custom permissions · Workflow automation

    $340/mo

Regular US prices; current promo 50% off for 3 months.

Prices from QuickBooks Online's pricing page, checked 26 Oct 2026.

Team cost

What each costs your team

Entry paid plans, per month and per year at list price.

Puzzle and QuickBooks Online cost by team size
TeamPuzzle (Starter)QuickBooks Online (Simple Start)Difference
5 people$30$360/yr$38$456/yrPuzzle $8 less a month
10 people$30$360/yr$38$456/yrPuzzle $8 less a month
25 people$30$360/yr$38$456/yrPuzzle $8 less a month

Puzzle is priced per plan. QuickBooks Online is priced per plan. Per-user prices are multiplied by the team; per-plan prices aren't. Before tax; yearly discounts not applied.

FAQ

Puzzle vs QuickBooks Online: questions

Which is cheaper, Puzzle or QuickBooks Online?

Puzzle starts at $30/mo (Starter) and QuickBooks Online at $38/mo (Simple Start). For 10 people that's $30 vs $38 a month: Puzzle is $8 a month (21%) cheaper than QuickBooks Online on list price. Compare features too: the cheaper plan isn't always the closer match.

Do Puzzle and QuickBooks Online have free plans?

Puzzle has no free plan in Surba's catalog. QuickBooks Online has no free plan in Surba's catalog.

Are Puzzle and QuickBooks Online cheaper if you pay yearly?

Puzzle lists up to 20% off yearly billing. Surba's catalog lists no yearly discount for QuickBooks Online.

More comparisons

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