Puzzle pricing in 2026
AI-powered accounting software for startups with auto-categorisation and real-time financial statements. Every plan from Puzzle's pricing page (checked 26 Oct 2026), what a team of 5, 10 or 25 would pay, the price in your currency and cheaper alternatives.
Starts at
$30a month
Starter for 10 people: $30 a month
- −20% yearly
Plans
Puzzle plans and prices
4 plans with a public price, in US dollars.
Starter
Entry paid plan$30/ month
- 85-90% auto-categorised transactions
- Auto-drafted statements
- Cash and accrual books
- 1 seat
Core
$72/ month
- Burn, runway and margin insights
- Spend and revenue tracking
- Variance analysis
- 5 seats
Complete
$120/ month
- AI accuracy review
- Revenue recognition
- Classes and departments
- Unlimited seats
Scale
$360/ month
- High-volume accounting
- No transaction limits
- Backup and restore
- Dedicated onboarding
Save 20% with yearly billing. Starter is free for 2 months. Optional Expert Reviewed bookkeeping service $171/mo (up to $10K monthly expenses, includes Core); Full Service is quoted by expense volume.
Prices from Puzzle's pricing page, checked 26 Oct 2026. Prices are per plan, not per user. Taxes, seat minimums and promotions vary.
Team cost
What Puzzle costs a team of 5, 10 or 25
Puzzle is priced per plan, so the cost doesn't grow with the team.
| Plan | 5 people | 10 people | 25 people |
|---|---|---|---|
| Starter$30/mo | $30/mo$360/yr a year | $30/mo$360/yr a year | $30/mo$360/yr a year |
| Core$72/mo | $72/mo$864/yr a year | $72/mo$864/yr a year | $72/mo$864/yr a year |
| Complete$120/mo | $120/mo$1,440/yr a year | $120/mo$1,440/yr a year | $120/mo$1,440/yr a year |
| Scale$360/mo | $360/mo$4,320/yr a year | $360/mo$4,320/yr a year | $360/mo$4,320/yr a year |
Paying yearly: Puzzle lists up to 20% off annual billing, so Starter for 10 people would be about $288 a year instead of $360. Before tax, at list price.
Local prices
Puzzle in naira, shillings, cedis, rand, pounds and euros
Starter, the entry paid plan, converted from US dollars.
| Currency | A month | A year |
|---|---|---|
| NGNNigerian naira (NGN) | ₦40,029 | ₦480,348 |
| KESKenyan shilling (KES) | KSh3,896 | KSh46,755 |
| GHSGhanaian cedi (GHS) | GH₵348.66 | GH₵4,184 |
| ZARSouth African rand (ZAR) | R497.96 | R5,976 |
| GBPBritish pound (GBP) | £22.43 | £269.20 |
| EUREuro (EUR) | €26.76 | €321.17 |
Indicative only: converted at Surba's daily exchange rates from 26 Oct 2026 (₦1,334 = $1). Unless Puzzle bills you in your own currency, your bank's rate and card fees decide what you're charged.
Discounts
Ways to pay less for Puzzle
Up to 20% off yearly billing
Paying Puzzle yearly instead of monthly.
From Surba's catalog; the vendor decides eligibility.
Alternatives
Cheaper alternatives to Puzzle
Tools in Surba's catalog that cost a team of 10 less a month on their entry plan than Puzzle's Starter.
inFaktFrom $2.48/mo10 people: $2.48 a month
MoneybirdFrom $3.48/mo10 people: $3.48 a month
FlowAccountFrom $6.03/mo · free plan10 people: $6.03 a month
CountingupFrom $6.50/mo10 people: $6.50 a month
PandleFrom $6.50/mo · free plan10 people: $6.50 a month
InstamojoFrom $6.63/mo · free plan10 people: $6.63 a month
Compare
Puzzle compared
Plans and team costs side by side.
FAQ
Puzzle pricing questions
How much does Puzzle cost?
Puzzle's paid plans run from $30 to $360 a month according to Puzzle's pricing page (checked 26 Oct 2026) (Starter $30, Core $72, Complete $120 and Scale $360). Puzzle is priced per plan rather than per user. Save 20% with yearly billing. Starter is free for 2 months. Optional Expert Reviewed bookkeeping service $171/mo (up to $10K monthly expenses, includes Core); Full Service is quoted by expense volume.
Does Puzzle have a free plan?
Not in Surba's catalog. The cheapest listed plan is Starter at $30 a month.
How much does Puzzle cost for a team of 10?
Puzzle is priced per plan, so a team of 10 pays the same as a smaller one: $30 a month ($360 a year) on Starter. With up to 20% off for yearly billing, that would be about $288 a year.
How much is Puzzle in naira?
At an indicative rate of ₦1,334 per $1 (26 Oct 2026), Starter at $30 is about ₦40,029 a month. Your bank's exchange rate and card fees decide the final charge.
What are cheaper alternatives to Puzzle?
In Surba's catalog, inFakt ($2.48/mo), Moneybird ($3.48/mo) and FlowAccount ($6.03/mo) cost less for a team of 10 on their entry plans. Compare features before you switch: the cheapest plan isn't always the closest match.
Is Puzzle cheaper if you pay yearly?
Puzzle gives up to 20% off for paying yearly instead of monthly, according to Puzzle's pricing page (checked 26 Oct 2026). Surba reminds you before each renewal, so an annual plan doesn't renew unnoticed.
Finance
More Finance tools
Track Puzzle and every other subscription in one place.
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