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FreeAgent vs IRIS KashFlow: pricing compared

Plans, list prices and what a team of 5, 10 or 25 pays on each, from Surba's catalog of Finance tools. Updated for 2026.

At a glance

Side by side

FreeAgent starts at $13.50/mo (Unincorporated landlord) and IRIS KashFlow at $18.23/mo (Starter). For 10 people that's $13.50 vs $18.23 a month: FreeAgent is $4.73 a month (26%) cheaper than IRIS KashFlow on list price.

FreeAgent

Cheaper for 10 people

From$13.50/mo

10 people: $13.50 a month · $162 a year

  • No free plan
  • Up to 17% off yearly
  • No startup credits listed
  • 4 plans · priced per plan

IRIS KashFlow

Finance

From$18.23/mo

10 people: $18.23 a month · $218.76 a year

  • No free plan
  • No yearly discount listed
  • No startup credits listed
  • 2 plans · priced per plan

Plans

FreeAgent and IRIS KashFlow plans

Every plan with a public price, in US dollars.

FreeAgent

  • Unincorporated landlord

    Per-property income and expenses · MTD for Income Tax · Self Assessment filing

    $13.50/mo

  • Sole trader

    MTD for Income Tax · Self Assessment · MTD VAT returns

    $25.65/mo

  • Partnership or LLP

    Payroll · MTD VAT returns · Invoicing and cashflow forecast

    $36.45/mo

  • Limited company

    Payroll with RTI filing · MTD VAT returns · Corporation Tax year-end data

    $44.55/mo

Prices in GBP ex. VAT (£10/£19/£27/£33 per month) converted at 1 GBP = 1.35 USD. Annual billing is 10x monthly (e.g. £330/yr). 50% off first 6 months for new customers. Free with NatWest/RBS/Ulster/Mettle business accounts. Add-ons: Smart Capture Unlimited £5/mo, Amazon £6/mo. Accountant licences priced via partner programme.

Prices from FreeAgent's pricing page, checked 26 Oct 2026.

IRIS KashFlow

  • Starter

    Unlimited quotes, 10 invoices · 25 bank transactions reconciled · Single user

    $18.23/mo

  • Business

    Unlimited quotes and invoices · Unlimited bank reconciliation · Multi-user

    $37.13/mo

Prices in GBP (Starter £13.50/mo, Business £27.50/mo) converted at 1 GBP = 1.35 USD. New customers get 90% off monthly plans for 6 months; discounted annual plans (£97/£178 + VAT) are new-customer offers. 14-day free trial.

Prices from IRIS KashFlow's pricing page, checked 26 Oct 2026.

Team cost

What each costs your team

Entry paid plans, per month and per year at list price.

FreeAgent and IRIS KashFlow cost by team size
TeamFreeAgent (Unincorporated landlord)IRIS KashFlow (Starter)Difference
5 people$13.50$162/yr$18.23$218.76/yrFreeAgent $4.73 less a month
10 people$13.50$162/yr$18.23$218.76/yrFreeAgent $4.73 less a month
25 people$13.50$162/yr$18.23$218.76/yrFreeAgent $4.73 less a month

FreeAgent is priced per plan. IRIS KashFlow is priced per plan. Per-user prices are multiplied by the team; per-plan prices aren't. Before tax; yearly discounts not applied.

FAQ

FreeAgent vs IRIS KashFlow: questions

Which is cheaper, FreeAgent or IRIS KashFlow?

FreeAgent starts at $13.50/mo (Unincorporated landlord) and IRIS KashFlow at $18.23/mo (Starter). For 10 people that's $13.50 vs $18.23 a month: FreeAgent is $4.73 a month (26%) cheaper than IRIS KashFlow on list price. Compare features too: the cheaper plan isn't always the closer match.

Do FreeAgent and IRIS KashFlow have free plans?

FreeAgent has no free plan in Surba's catalog. IRIS KashFlow has no free plan in Surba's catalog.

Are FreeAgent and IRIS KashFlow cheaper if you pay yearly?

FreeAgent lists up to 17% off yearly billing. Surba's catalog lists no yearly discount for IRIS KashFlow.

More comparisons

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