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Fathom vs FreeAgent: pricing compared

Plans, list prices and what a team of 5, 10 or 25 pays on each, from Surba's catalog of Finance tools. Updated for 2026.

At a glance

Side by side

Fathom starts at $67/mo (Portfolio) and FreeAgent at $13.50/mo (Unincorporated landlord). For 10 people that's $67 vs $13.50 a month: FreeAgent is $53.50 a month (80%) cheaper than Fathom on list price.

Fathom

Finance

From$67/mo

10 people: $67 a month · $804 a year

  • No free plan
  • No yearly discount listed
  • No startup credits listed
  • 2 plans · priced per plan

FreeAgent

Cheaper for 10 people

From$13.50/mo

10 people: $13.50 a month · $162 a year

  • No free plan
  • Up to 17% off yearly
  • No startup credits listed
  • 4 plans · priced per plan

Plans

Fathom and FreeAgent plans

Every plan with a public price, in US dollars.

Fathom

  • Portfolio

    Whole client base dashboard · 100 companies · 36 months history

    $67/mo

  • Pro

    25 companies included · Branded management reports · Three-way cash flow forecasting

    $450/mo

USD, ex. sales tax, billed monthly with no minimum term. Pro adds $17 per extra company. Enterprise (51+ companies) custom quote. 14-day free trial.

Prices from Fathom's pricing page, checked 26 Oct 2026.

FreeAgent

  • Unincorporated landlord

    Per-property income and expenses · MTD for Income Tax · Self Assessment filing

    $13.50/mo

  • Sole trader

    MTD for Income Tax · Self Assessment · MTD VAT returns

    $25.65/mo

  • Partnership or LLP

    Payroll · MTD VAT returns · Invoicing and cashflow forecast

    $36.45/mo

  • Limited company

    Payroll with RTI filing · MTD VAT returns · Corporation Tax year-end data

    $44.55/mo

Prices in GBP ex. VAT (£10/£19/£27/£33 per month) converted at 1 GBP = 1.35 USD. Annual billing is 10x monthly (e.g. £330/yr). 50% off first 6 months for new customers. Free with NatWest/RBS/Ulster/Mettle business accounts. Add-ons: Smart Capture Unlimited £5/mo, Amazon £6/mo. Accountant licences priced via partner programme.

Prices from FreeAgent's pricing page, checked 26 Oct 2026.

Team cost

What each costs your team

Entry paid plans, per month and per year at list price.

Fathom and FreeAgent cost by team size
TeamFathom (Portfolio)FreeAgent (Unincorporated landlord)Difference
5 people$67$804/yr$13.50$162/yrFreeAgent $53.50 less a month
10 people$67$804/yr$13.50$162/yrFreeAgent $53.50 less a month
25 people$67$804/yr$13.50$162/yrFreeAgent $53.50 less a month

Fathom is priced per plan. FreeAgent is priced per plan. Per-user prices are multiplied by the team; per-plan prices aren't. Before tax; yearly discounts not applied.

FAQ

Fathom vs FreeAgent: questions

Which is cheaper, Fathom or FreeAgent?

Fathom starts at $67/mo (Portfolio) and FreeAgent at $13.50/mo (Unincorporated landlord). For 10 people that's $67 vs $13.50 a month: FreeAgent is $53.50 a month (80%) cheaper than Fathom on list price. Compare features too: the cheaper plan isn't always the closer match.

Do Fathom and FreeAgent have free plans?

Fathom has no free plan in Surba's catalog. FreeAgent has no free plan in Surba's catalog.

Are Fathom and FreeAgent cheaper if you pay yearly?

FreeAgent lists up to 17% off yearly billing. Surba's catalog lists no yearly discount for Fathom.

More comparisons

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