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FreeAgent vs Zoho Books: pricing compared

Plans, list prices and what a team of 5, 10 or 25 pays on each, from Surba's catalog of Finance tools. Updated for 2026.

At a glance

Side by side

FreeAgent starts at $13.50/mo (Unincorporated landlord) and Zoho Books at $20/mo (Standard). For 10 people that's $13.50 vs $20 a month: FreeAgent is $6.50 a month (32%) cheaper than Zoho Books on list price.

FreeAgent

Cheaper for 10 people

From$13.50/mo

10 people: $13.50 a month · $162 a year

  • No free plan
  • Up to 17% off yearly
  • No startup credits listed
  • 4 plans · priced per plan

Zoho Books

Finance

From$20/mo

10 people: $20 a month · $240 a year

  • Free plan
  • Up to 25% off yearly
  • No startup credits listed
  • 6 plans · priced per plan

Plans

FreeAgent and Zoho Books plans

Every plan with a public price, in US dollars.

FreeAgent

  • Unincorporated landlord

    Per-property income and expenses · MTD for Income Tax · Self Assessment filing

    $13.50/mo

  • Sole trader

    MTD for Income Tax · Self Assessment · MTD VAT returns

    $25.65/mo

  • Partnership or LLP

    Payroll · MTD VAT returns · Invoicing and cashflow forecast

    $36.45/mo

  • Limited company

    Payroll with RTI filing · MTD VAT returns · Corporation Tax year-end data

    $44.55/mo

Prices in GBP ex. VAT (£10/£19/£27/£33 per month) converted at 1 GBP = 1.35 USD. Annual billing is 10x monthly (e.g. £330/yr). 50% off first 6 months for new customers. Free with NatWest/RBS/Ulster/Mettle business accounts. Add-ons: Smart Capture Unlimited £5/mo, Amazon £6/mo. Accountant licences priced via partner programme.

Prices from FreeAgent's pricing page, checked 26 Oct 2026.

Zoho Books

  • Free

    Invoices, quotes & expenses · Online payments · 50+ reports

    Free

  • Standard

    Progress invoicing · Sales tax tracking · Bank feeds

    $20/mo

  • Professional

    Sales & purchase orders · Inventory tracking · Multi-currency

    $50/mo

  • Premium

    Revenue recognition · Fixed assets · Cash flow forecasting

    $70/mo

  • Elite

    Advanced inventory · Warehouses · Serial number tracking

    $150/mo

  • Ultimate

    Advanced analytics · Pre-built visualizations · KPI tracking

    $275/mo

US pricing per organization. Annual per month: Standard $15, Professional $40, Premium $60, Elite $120, Ultimate $240.

Prices from Zoho Books's pricing page, checked 26 Oct 2026.

Team cost

What each costs your team

Entry paid plans, per month and per year at list price.

FreeAgent and Zoho Books cost by team size
TeamFreeAgent (Unincorporated landlord)Zoho Books (Standard)Difference
5 people$13.50$162/yr$20$240/yrFreeAgent $6.50 less a month
10 people$13.50$162/yr$20$240/yrFreeAgent $6.50 less a month
25 people$13.50$162/yr$20$240/yrFreeAgent $6.50 less a month

FreeAgent is priced per plan. Zoho Books is priced per plan. Per-user prices are multiplied by the team; per-plan prices aren't. Before tax; yearly discounts not applied.

FAQ

FreeAgent vs Zoho Books: questions

Which is cheaper, FreeAgent or Zoho Books?

FreeAgent starts at $13.50/mo (Unincorporated landlord) and Zoho Books at $20/mo (Standard). For 10 people that's $13.50 vs $20 a month: FreeAgent is $6.50 a month (32%) cheaper than Zoho Books on list price. Compare features too: the cheaper plan isn't always the closer match.

Do FreeAgent and Zoho Books have free plans?

FreeAgent has no free plan in Surba's catalog. Zoho Books has a free plan (Free).

Are FreeAgent and Zoho Books cheaper if you pay yearly?

FreeAgent lists up to 17% off yearly billing. Zoho Books lists up to 25% off yearly billing.

More comparisons

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Paying for FreeAgent or Zoho Books? Track it in Surba.

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