Fathom
Finance
From$67/mo
10 people: $67 a month · $804 a year
- No free plan
- No yearly discount listed
- No startup credits listed
- 2 plans · priced per plan
Fathom vs Zoho Books: pricing compared
Plans, list prices and what a team of 5, 10 or 25 pays on each, from Surba's catalog of Finance tools. Updated for 2026.
At a glance
Side by side
Fathom starts at $67/mo (Portfolio) and Zoho Books at $20/mo (Standard). For 10 people that's $67 vs $20 a month: Zoho Books is $47 a month (70%) cheaper than Fathom on list price.
Zoho Books
Cheaper for 10 people
From$20/mo
10 people: $20 a month · $240 a year
- Free plan
- Up to 25% off yearly
- No startup credits listed
- 6 plans · priced per plan
Plans
Fathom and Zoho Books plans
Every plan with a public price, in US dollars.
Fathom
Portfolio
Whole client base dashboard · 100 companies · 36 months history
$67/mo
Pro
25 companies included · Branded management reports · Three-way cash flow forecasting
$450/mo
USD, ex. sales tax, billed monthly with no minimum term. Pro adds $17 per extra company. Enterprise (51+ companies) custom quote. 14-day free trial.
Prices from Fathom's pricing page, checked 26 Oct 2026.
Zoho Books
Free
Invoices, quotes & expenses · Online payments · 50+ reports
Free
Standard
Progress invoicing · Sales tax tracking · Bank feeds
$20/mo
Professional
Sales & purchase orders · Inventory tracking · Multi-currency
$50/mo
Premium
Revenue recognition · Fixed assets · Cash flow forecasting
$70/mo
Elite
Advanced inventory · Warehouses · Serial number tracking
$150/mo
Ultimate
Advanced analytics · Pre-built visualizations · KPI tracking
$275/mo
US pricing per organization. Annual per month: Standard $15, Professional $40, Premium $60, Elite $120, Ultimate $240.
Prices from Zoho Books's pricing page, checked 26 Oct 2026.
Team cost
What each costs your team
Entry paid plans, per month and per year at list price.
| Team | Fathom (Portfolio) | Zoho Books (Standard) | Difference |
|---|---|---|---|
| 5 people | $67/mo$804/yr a year | $20/mo$240/yr a year | Zoho Books $47 less a month |
| 10 people | $67/mo$804/yr a year | $20/mo$240/yr a year | Zoho Books $47 less a month |
| 25 people | $67/mo$804/yr a year | $20/mo$240/yr a year | Zoho Books $47 less a month |
Fathom is priced per plan. Zoho Books is priced per plan. Per-user prices are multiplied by the team; per-plan prices aren't. Before tax; yearly discounts not applied.
FAQ
Fathom vs Zoho Books: questions
Which is cheaper, Fathom or Zoho Books?
Fathom starts at $67/mo (Portfolio) and Zoho Books at $20/mo (Standard). For 10 people that's $67 vs $20 a month: Zoho Books is $47 a month (70%) cheaper than Fathom on list price. Compare features too: the cheaper plan isn't always the closer match.
Do Fathom and Zoho Books have free plans?
Fathom has no free plan in Surba's catalog. Zoho Books has a free plan (Free).
Are Fathom and Zoho Books cheaper if you pay yearly?
Zoho Books lists up to 25% off yearly billing. Surba's catalog lists no yearly discount for Fathom.
More comparisons
Other Finance comparisons
Paying for Fathom or Zoho Books? Track it in Surba.
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