Ramp pricing in 2026
Every plan from Ramp's pricing page (checked 26 Oct 2026), what a team of 5, 10 or 25 would pay, the price in your currency and cheaper alternatives.
Starts at
$15per user a month
Ramp Plus for 10 people: $150 a month
- Free plan−20% yearly
Plans
Ramp plans and prices
2 plans with a public price, in US dollars.
Ramp
$0Free plan
- Unlimited cards
- Receipt matching
Ramp Plus
$15per user / month
- Per user
- AI expense reviews
- Batch bill payments
Ramp Plus also has a team-size-based platform fee (not shown). Enterprise: contact sales.
Prices from Ramp's pricing page, checked 26 Oct 2026. Prices are per user. Taxes, seat minimums and promotions vary.
Team cost
What Ramp costs a team of 5, 10 or 25
Per-user list price × team size: a month, with the year below.
| Plan | 5 people | 10 people | 25 people |
|---|---|---|---|
| RampFree plan | $0 | $0 | $0 |
| Ramp Plus$15/user/mo | $75/mo$900/yr a year | $150/mo$1,800/yr a year | $375/mo$4,500/yr a year |
Free plans usually cap users or features — check Ramp's limits before planning on it for a team. Paying yearly: Ramp lists up to 20% off annual billing, so Ramp Plus for 10 people would be about $1,440 a year instead of $1,800. Before tax, at list price.
Local prices
Ramp in naira, shillings, cedis, rand, pounds and euros
Ramp Plus, the entry paid plan, converted from US dollars.
| Currency | Per user / mo | 10 people / mo |
|---|---|---|
| NGNNigerian naira (NGN) | ₦20,014 | ₦200,145 |
| KESKenyan shilling (KES) | KSh1,948 | KSh19,481 |
| GHSGhanaian cedi (GHS) | GH₵174.33 | GH₵1,743 |
| ZARSouth African rand (ZAR) | R248.98 | R2,490 |
| GBPBritish pound (GBP) | £11.22 | £112.17 |
| EUREuro (EUR) | €13.38 | €133.82 |
Indicative only: converted at Surba's daily exchange rates from 26 Oct 2026 (₦1,334 = $1). Unless Ramp bills you in your own currency, your bank's rate and card fees decide what you're charged.
Discounts
Ways to pay less for Ramp
Up to 20% off yearly billing
Paying Ramp yearly instead of monthly.
From Surba's catalog; the vendor decides eligibility.
Alternatives
Cheaper alternatives to Ramp
Tools in Surba's catalog that cost a team of 10 less a month on their entry plan than Ramp's Ramp Plus.
inFaktFrom $2.48/mo10 people: $2.48 a month
MoneybirdFrom $3.48/mo10 people: $3.48 a month
FlowAccountFrom $6.03/mo · free plan10 people: $6.03 a month
CountingupFrom $6.50/mo10 people: $6.50 a month
PandleFrom $6.50/mo · free plan10 people: $6.50 a month
InstamojoFrom $6.63/mo · free plan10 people: $6.63 a month
Compare
Ramp compared
Plans and team costs side by side.
FAQ
Ramp pricing questions
How much does Ramp cost per user?
Ramp's paid plans run $15 per user a month according to Ramp's pricing page (checked 26 Oct 2026) (Ramp Plus $15). Ramp Plus also has a team-size-based platform fee (not shown). Enterprise: contact sales. There is also a free plan (Ramp).
Does Ramp have a free plan?
Yes. Ramp's Ramp plan costs $0 and includes unlimited cards and receipt matching. Free plans usually limit users, history or features, so check what you'd outgrow.
How much does Ramp cost for a team of 10?
On Ramp Plus, 10 people pay about $150 a month, or $1,800 a year, before tax. With up to 20% off for yearly billing, that would be about $1,440 a year.
How much is Ramp in naira?
At an indicative rate of ₦1,334 per $1 (26 Oct 2026), Ramp Plus at $15 is about ₦20,014 per user a month. Your bank's exchange rate and card fees decide the final charge.
What are cheaper alternatives to Ramp?
In Surba's catalog, inFakt ($2.48/mo), Moneybird ($3.48/mo) and FlowAccount ($6.03/mo) cost less for a team of 10 on their entry plans. Compare features before you switch: the cheapest plan isn't always the closest match.
Is Ramp cheaper if you pay yearly?
Ramp gives up to 20% off for paying yearly instead of monthly, according to Ramp's pricing page (checked 26 Oct 2026). Surba reminds you before each renewal, so an annual plan doesn't renew unnoticed.
Finance
More Finance tools
Track Ramp and every other subscription in one place.
Surba reminds you before Ramp renews, shows your whole software spend in your currency, and flags overlapping tools and unused seats.