Fyle
Cheaper for 10 people
From$11.99/user/mo
10 people: $119.90 a month · $1,438.80 a year
- No free plan
- No yearly discount listed
- No startup credits listed
- 2 plans · priced per user
Fyle vs Ramp: pricing compared
Plans, list prices and what a team of 5, 10 or 25 pays on each, from Surba's catalog of Finance tools. Updated for 2026.
At a glance
Side by side
Fyle starts at $11.99/user/mo (Growth) and Ramp at $15/user/mo (Ramp Plus). For 10 people that's $119.90 vs $150 a month: Fyle is $30.10 a month (20%) cheaper than Ramp on list price.
Ramp
Finance
From$15/user/mo
10 people: $150 a month · $1,800 a year
- Free plan (Ramp)
- Up to 20% off yearly
- No startup credits listed
- 2 plans · priced per user
Plans
Fyle and Ramp plans
Every plan with a public price, in US dollars.
Fyle
Growth
Unlimited receipt scanning · Receipts via text · Single-stage approvals
$11.99/user/mo
Business
Multi-stage approvals · ACH reimbursements (US) · Project expense tracking
$14.99/user/mo
Per active user: $11.99 (min 5) and $14.99 (min 10) per month billed annually. Enterprise (250+): custom. India-founded.
Prices from Fyle's pricing page, checked 26 Oct 2026.
Ramp
Ramp
Unlimited cards · Receipt matching
Free
Ramp Plus
Per user · AI expense reviews · Batch bill payments
$15/user/mo
Ramp Plus also has a team-size-based platform fee (not shown). Enterprise: contact sales.
Prices from Ramp's pricing page, checked 26 Oct 2026.
Team cost
What each costs your team
Entry paid plans, per month and per year at list price.
| Team | Fyle (Growth) | Ramp (Ramp Plus) | Difference |
|---|---|---|---|
| 5 people | $59.95/mo$719.40/yr a year | $75/mo$900/yr a year | Fyle $15.05 less a month |
| 10 people | $119.90/mo$1,438.80/yr a year | $150/mo$1,800/yr a year | Fyle $30.10 less a month |
| 25 people | $299.75/mo$3,597/yr a year | $375/mo$4,500/yr a year | Fyle $75.25 less a month |
Fyle is priced per user. Ramp is priced per user. Per-user prices are multiplied by the team; per-plan prices aren't. Before tax; yearly discounts not applied.
FAQ
Fyle vs Ramp: questions
Which is cheaper, Fyle or Ramp?
Fyle starts at $11.99/user/mo (Growth) and Ramp at $15/user/mo (Ramp Plus). For 10 people that's $119.90 vs $150 a month: Fyle is $30.10 a month (20%) cheaper than Ramp on list price. Compare features too: the cheaper plan isn't always the closer match.
Do Fyle and Ramp have free plans?
Fyle has no free plan in Surba's catalog. Ramp has a free plan (Ramp).
Are Fyle and Ramp cheaper if you pay yearly?
Ramp lists up to 20% off yearly billing. Surba's catalog lists no yearly discount for Fyle.
More comparisons
Other Finance comparisons
Paying for Fyle or Ramp? Track it in Surba.
Surba reminds you before every renewal, shows your whole software spend in your currency, and flags tools that overlap — like these two.