OnPay pricing in 2026
US small-business payroll with tax filings, HR tools, time tracking and benefits administration. Every plan from OnPay's pricing page (checked 26 Oct 2026), what a team of 5, 10 or 25 would pay, the price in your currency and cheaper alternatives.
Starts at
$49a month
Payroll Essentials for 10 people: $49 a month
Plans
OnPay plans and prices
2 plans with a public price, in US dollars.
Payroll Essentials
Entry paid plan$49/ month
- Plus $6 per worker per month
- Unlimited pay runs
- Federal, state and local tax filings
- W-2s and 1099s
Bundled HR
$71/ month
- Plus $1 per worker per month
- HR tools add-on bundle
Base fee plus per-worker fee: Payroll Essentials $49 + $6/worker; add-ons HR $15 + $2/worker, Time Tracking $15 + $4/worker, Bundled HR + Time Tracking $81 + $4/worker. Footer also cites 'from $55/month'. Benefits admin free (premiums extra).
Prices from OnPay's pricing page, checked 26 Oct 2026. Prices are per plan, not per user. Taxes, seat minimums and promotions vary.
Team cost
What OnPay costs a team of 5, 10 or 25
OnPay is priced per plan, so the cost doesn't grow with the team.
| Plan | 5 people | 10 people | 25 people |
|---|---|---|---|
| Payroll Essentials$49/mo | $49/mo$588/yr a year | $49/mo$588/yr a year | $49/mo$588/yr a year |
| Bundled HR$71/mo | $71/mo$852/yr a year | $71/mo$852/yr a year | $71/mo$852/yr a year |
Before tax, at list price.
Local prices
OnPay in naira, shillings, cedis, rand, pounds and euros
Payroll Essentials, the entry paid plan, converted from US dollars.
| Currency | A month | A year |
|---|---|---|
| NGNNigerian naira (NGN) | ₦65,381 | ₦784,568 |
| KESKenyan shilling (KES) | KSh6,364 | KSh76,366 |
| GHSGhanaian cedi (GHS) | GH₵569.48 | GH₵6,834 |
| ZARSouth African rand (ZAR) | R813.34 | R9,760 |
| GBPBritish pound (GBP) | £36.64 | £439.70 |
| EUREuro (EUR) | €43.71 | €524.57 |
Indicative only: converted at Surba's daily exchange rates from 26 Oct 2026 (₦1,334 = $1). Unless OnPay bills you in your own currency, your bank's rate and card fees decide what you're charged.
Alternatives
Cheaper alternatives to OnPay
Tools in Surba's catalog that cost a team of 10 less a month on their entry plan than OnPay's Payroll Essentials.
Compare
OnPay compared
Plans and team costs side by side.
FAQ
OnPay pricing questions
How much does OnPay cost?
OnPay's paid plans run from $49 to $71 a month according to OnPay's pricing page (checked 26 Oct 2026) (Payroll Essentials $49 and Bundled HR $71). OnPay is priced per plan rather than per user. Base fee plus per-worker fee: Payroll Essentials $49 + $6/worker; add-ons HR $15 + $2/worker, Time Tracking $15 + $4/worker, Bundled HR + Time Tracking $81 + $4/worker. Footer also cites 'from $55/month'. Benefits admin free (premiums extra).
Does OnPay have a free plan?
Not in Surba's catalog. The cheapest listed plan is Payroll Essentials at $49 a month.
How much does OnPay cost for a team of 10?
OnPay is priced per plan, so a team of 10 pays the same as a smaller one: $49 a month ($588 a year) on Payroll Essentials.
How much is OnPay in naira?
At an indicative rate of ₦1,334 per $1 (26 Oct 2026), Payroll Essentials at $49 is about ₦65,381 a month. Your bank's exchange rate and card fees decide the final charge.
What are cheaper alternatives to OnPay?
In Surba's catalog, Jibble (free plan), Zimyo ($0.91/user/mo) and Asanify ($1.12/user/mo) cost less for a team of 10 on their entry plans. Compare features before you switch: the cheapest plan isn't always the closest match.
HR
More HR tools
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