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MYOB Business vs Xero: pricing compared

Plans, list prices and what a team of 5, 10 or 25 pays on each, from Surba's catalog of Finance tools. Updated for 2026.

At a glance

Side by side

MYOB Business starts at $9.75/mo (Payroll Only) and Xero at $27/mo (Early). For 10 people that's $9.75 vs $27 a month: MYOB Business is $17.25 a month (64%) cheaper than Xero on list price.

MYOB Business

Cheaper for 10 people

From$9.75/mo

10 people: $9.75 a month · $117 a year

  • No free plan
  • No yearly discount listed
  • No startup credits listed
  • 4 plans · priced per plan

Xero

Finance

From$27/mo

10 people: $27 a month · $324 a year

  • No free plan
  • No yearly discount listed
  • No startup credits listed
  • 3 plans · priced per plan

Plans

MYOB Business and Xero plans

Every plan with a public price, in US dollars.

MYOB Business

  • Lite

    GST and BAS lodgement · Inventory and orders · Payroll for 2 employees

    $17.06/mo

  • Pro

    Unlimited bank connections · Sales orders · Unlimited payroll employees

    $45.50/mo

  • Payroll Only

    Up to 4 employees · ATO reporting

    $9.75/mo

  • AccountRight Plus

    Unlimited inventory · Priority support · Unlimited payroll

    $107.25/mo

AUD standard prices converted at 0.65 USD/AUD: Lite A$315/yr, Pro A$70/mo, Payroll Only A$15/mo, AccountRight Plus A$165/mo (intro discounts excluded). Premier: price not listed.

Prices from MYOB Business's pricing page, checked 26 Oct 2026.

Xero

  • Early

    Quotes and 20 invoices · 5 bills · 30-day cash flow forecast

    $27/mo

  • Growing

    60-day cash flow forecast · Auto-reconcile transactions

    $59/mo

  • Established

    180-day cash flow forecast · Multiple currencies · KPI analysis

    $97/mo

US pricing. Promo: 90% off first 6 months for new US customers (ends Nov 2, 2026).

Prices from Xero's pricing page, checked 26 Oct 2026.

Team cost

What each costs your team

Entry paid plans, per month and per year at list price.

MYOB Business and Xero cost by team size
TeamMYOB Business (Payroll Only)Xero (Early)Difference
5 people$9.75$117/yr$27$324/yrMYOB Business $17.25 less a month
10 people$9.75$117/yr$27$324/yrMYOB Business $17.25 less a month
25 people$9.75$117/yr$27$324/yrMYOB Business $17.25 less a month

MYOB Business is priced per plan. Xero is priced per plan. Per-user prices are multiplied by the team; per-plan prices aren't. Before tax; yearly discounts not applied.

FAQ

MYOB Business vs Xero: questions

Which is cheaper, MYOB Business or Xero?

MYOB Business starts at $9.75/mo (Payroll Only) and Xero at $27/mo (Early). For 10 people that's $9.75 vs $27 a month: MYOB Business is $17.25 a month (64%) cheaper than Xero on list price. Compare features too: the cheaper plan isn't always the closer match.

Do MYOB Business and Xero have free plans?

MYOB Business has no free plan in Surba's catalog. Xero has no free plan in Surba's catalog.

More comparisons

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