Shine pricing in 2026
French online business bank account for freelancers and small companies. Every plan from Shine's pricing page (checked 26 Oct 2026), what a team of 5, 10 or 25 would pay, the price in your currency and cheaper alternatives.
Starts at
$9.90a month
Start for 10 people: $9.90 a month
- Free plan−20% yearly
Plans
Shine plans and prices
4 plans with a public price, in US dollars.
Free
$0Free plan
- French IBAN
- 3 transfers/month
- 1 virtual card
Start
Entry paid plan$9.90/ month
- 1 sub-account
- 30 transfers/month
- Charge estimator
Plus
$22/ month
- 5 sub-accounts
- 3 premium cards
- 150 transfers/month
Business
$49.50/ month
- 10 accounts
- 5 premium cards
- Team expense management
€9/€20/€45 per month excl. VAT at ~1.10 USD/EUR; annual prepay saves up to 20% (18-25% by plan).
Prices from Shine's pricing page, checked 26 Oct 2026. Prices are per plan, not per user. Taxes, seat minimums and promotions vary.
Team cost
What Shine costs a team of 5, 10 or 25
Shine is priced per plan, so the cost doesn't grow with the team.
| Plan | 5 people | 10 people | 25 people |
|---|---|---|---|
| FreeFree plan | $0 | $0 | $0 |
| Start$9.90/mo | $9.90/mo$118.80/yr a year | $9.90/mo$118.80/yr a year | $9.90/mo$118.80/yr a year |
| Plus$22/mo | $22/mo$264/yr a year | $22/mo$264/yr a year | $22/mo$264/yr a year |
| Business$49.50/mo | $49.50/mo$594/yr a year | $49.50/mo$594/yr a year | $49.50/mo$594/yr a year |
Free plans usually cap users or features — check Free's limits before planning on it for a team. Paying yearly: Shine lists up to 20% off annual billing, so Start for 10 people would be about $95.04 a year instead of $118.80. Before tax, at list price.
Local prices
Shine in naira, shillings, cedis, rand, pounds and euros
Start, the entry paid plan, converted from US dollars.
| Currency | A month | A year |
|---|---|---|
| NGNNigerian naira (NGN) | ₦13,210 | ₦158,515 |
| KESKenyan shilling (KES) | KSh1,286 | KSh15,429 |
| GHSGhanaian cedi (GHS) | GH₵115.06 | GH₵1,381 |
| ZARSouth African rand (ZAR) | R164.33 | R1,972 |
| GBPBritish pound (GBP) | £7.40 | £88.84 |
| EUREuro (EUR) | €8.83 | €105.99 |
Indicative only: converted at Surba's daily exchange rates from 26 Oct 2026 (₦1,334 = $1). Unless Shine bills you in your own currency, your bank's rate and card fees decide what you're charged.
Discounts
Ways to pay less for Shine
Up to 20% off yearly billing
Paying Shine yearly instead of monthly.
From Surba's catalog; the vendor decides eligibility.
Alternatives
Cheaper alternatives to Shine
Tools in Surba's catalog that cost a team of 10 less a month on their entry plan than Shine's Start.
inFaktFrom $2.48/mo10 people: $2.48 a month
MoneybirdFrom $3.48/mo10 people: $3.48 a month
FlowAccountFrom $6.03/mo · free plan10 people: $6.03 a month
CountingupFrom $6.50/mo10 people: $6.50 a month
PandleFrom $6.50/mo · free plan10 people: $6.50 a month
InstamojoFrom $6.63/mo · free plan10 people: $6.63 a month
Compare
Shine compared
Plans and team costs side by side.
FAQ
Shine pricing questions
How much does Shine cost?
Shine's paid plans run from $9.90 to $49.50 a month according to Shine's pricing page (checked 26 Oct 2026) (Start $9.90, Plus $22 and Business $49.50). Shine is priced per plan rather than per user. €9/€20/€45 per month excl. VAT at ~1.10 USD/EUR; annual prepay saves up to 20% (18-25% by plan). There is also a free plan (Free).
Does Shine have a free plan?
Yes. Shine's Free plan costs $0 and includes french IBAN, 3 transfers/month and 1 virtual card. Free plans usually limit users, history or features, so check what you'd outgrow.
How much does Shine cost for a team of 10?
Shine is priced per plan, so a team of 10 pays the same as a smaller one: $9.90 a month ($118.80 a year) on Start. With up to 20% off for yearly billing, that would be about $95.04 a year.
How much is Shine in naira?
At an indicative rate of ₦1,334 per $1 (26 Oct 2026), Start at $9.90 is about ₦13,210 a month. Your bank's exchange rate and card fees decide the final charge.
What are cheaper alternatives to Shine?
In Surba's catalog, inFakt ($2.48/mo), Moneybird ($3.48/mo) and FlowAccount ($6.03/mo) cost less for a team of 10 on their entry plans. Compare features before you switch: the cheapest plan isn't always the closest match.
Is Shine cheaper if you pay yearly?
Shine gives up to 20% off for paying yearly instead of monthly, according to Shine's pricing page (checked 26 Oct 2026). Surba reminds you before each renewal, so an annual plan doesn't renew unnoticed.
Finance
More Finance tools
Track Shine and every other subscription in one place.
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