Microsoft 365 Copilot pricing in 2026
AI assistant add-on for Microsoft 365 apps such as Word, Excel, Outlook and Teams. Every plan from Microsoft 365 Copilot's pricing page (checked 26 Oct 2026), what a team of 5, 10 or 25 would pay, the price in your currency and cheaper alternatives.
Starts at
$23.50per user a month
Copilot Business for 10 people: $235 a month
Plans
Microsoft 365 Copilot plans and prices
2 plans with a public price, in US dollars.
Copilot Business
Entry paid plan$282per user / year
≈ $23.50 a month
- $23.50/user/mo, paid yearly
- Add-on for up to 300 users
Enterprise
$360per user / year
≈ $30 a month
- $30/user/mo, paid yearly
- Add-on for enterprise M365 plans
Per user, paid yearly (annual commitment); prices are full-year per user. Included in Microsoft 365 E7. Requires an eligible Microsoft 365 base license. Individual plan $9.99/mo not listed (consumer).
Prices from Microsoft 365 Copilot's pricing page, checked 26 Oct 2026. Prices are per user. Taxes, seat minimums and promotions vary.
Team cost
What Microsoft 365 Copilot costs a team of 5, 10 or 25
Per-user list price × team size: a month, with the year below.
| Plan | 5 people | 10 people | 25 people |
|---|---|---|---|
| Copilot Business$23.50/user/mo | $117.50/mo$1,410/yr a year | $235/mo$2,820/yr a year | $587.50/mo$7,050/yr a year |
| Enterprise$30/user/mo | $150/mo$1,800/yr a year | $300/mo$3,600/yr a year | $750/mo$9,000/yr a year |
Before tax, at list price.
Local prices
Microsoft 365 Copilot in naira, shillings, cedis, rand, pounds and euros
Copilot Business, the entry paid plan, converted from US dollars.
| Currency | Per user / mo | 10 people / mo |
|---|---|---|
| NGNNigerian naira (NGN) | ₦31,356 | ₦313,560 |
| KESKenyan shilling (KES) | KSh3,052 | KSh30,520 |
| GHSGhanaian cedi (GHS) | GH₵273.12 | GH₵2,731 |
| ZARSouth African rand (ZAR) | R390.07 | R3,901 |
| GBPBritish pound (GBP) | £17.57 | £175.73 |
| EUREuro (EUR) | €20.97 | €209.65 |
Indicative only: converted at Surba's daily exchange rates from 26 Oct 2026 (₦1,334 = $1). Unless Microsoft 365 Copilot bills you in your own currency, your bank's rate and card fees decide what you're charged.
Alternatives
Cheaper alternatives to Microsoft 365 Copilot
Tools in Surba's catalog that cost a team of 10 less a month on their entry plan than Microsoft 365 Copilot's Copilot Business.
FAQ
Microsoft 365 Copilot pricing questions
How much does Microsoft 365 Copilot cost per user?
Microsoft 365 Copilot's paid plans run from $23.50 to $30 per user a month according to Microsoft 365 Copilot's pricing page (checked 26 Oct 2026) (Copilot Business $23.50 and Enterprise $30). Per user, paid yearly (annual commitment); prices are full-year per user. Included in Microsoft 365 E7. Requires an eligible Microsoft 365 base license. Individual plan $9.99/mo not listed (consumer).
Does Microsoft 365 Copilot have a free plan?
Not in Surba's catalog. The cheapest listed plan is Copilot Business at $23.50 per user a month.
How much does Microsoft 365 Copilot cost for a team of 10?
On Copilot Business, 10 people pay about $235 a month, or $2,820 a year, before tax.
How much is Microsoft 365 Copilot in naira?
At an indicative rate of ₦1,334 per $1 (26 Oct 2026), Copilot Business at $23.50 is about ₦31,356 per user a month. Your bank's exchange rate and card fees decide the final charge.
What are cheaper alternatives to Microsoft 365 Copilot?
In Surba's catalog, Typecast ($5/mo), ElevenLabs ($6/mo) and Suno ($8/mo) cost less for a team of 10 on their entry plans. Compare features before you switch: the cheapest plan isn't always the closest match.
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