Gusto
HR
From$49/user/mo
10 people: $490 a month · $5,880 a year
- No free plan
- No yearly discount listed
- No startup credits listed
- 3 plans · priced per user
Gusto vs SurePayroll: pricing compared
Plans, list prices and what a team of 5, 10 or 25 pays on each, from Surba's catalog of HR tools. Updated for 2026.
At a glance
Side by side
Gusto starts at $49/user/mo (Simple) and SurePayroll at $29/mo (Small Business). For 10 people that's $490 vs $29 a month: SurePayroll is $461 a month (94%) cheaper than Gusto on list price.
SurePayroll
Cheaper for 10 people
From$29/mo
10 people: $29 a month · $348 a year
- No free plan
- No yearly discount listed
- No startup credits listed
- 2 plans · priced per plan
Plans
Gusto and SurePayroll plans
Every plan with a public price, in US dollars.
Gusto
Simple
Base fee + $6/mo per person · Single-state payroll
$49/user/mo
Plus
Base fee + $12/mo per person · Multi-state payroll, time tracking
$80/user/mo
Premium
Base fee + $22/mo per person · Dedicated advisor, HR experts
$180/user/mo
Price = monthly base + per active person. Pricing page blocked (403); figures from search snippets of gusto.com.
Prices from Gusto's pricing page, checked 26 Oct 2026.
SurePayroll
Small Business
Plus $7 per worker per month · Unlimited payroll runs · Taxes filed and deposited
$29/mo
Nanny & Household
Includes one employee · Schedule H ready · Federal and state taxes filed
$39/mo
Small Business 'starting at $29/month' + $7/worker (page also shows a 'starting at $39/month' banner). Multi-state $9.99/mo. Add-ons: accounting integration $4.99/mo, timeclock from $5 + $3/employee; year-end forms $50 + $5/form.
Prices from SurePayroll's pricing page, checked 26 Oct 2026.
Team cost
What each costs your team
Entry paid plans, per month and per year at list price.
| Team | Gusto (Simple) | SurePayroll (Small Business) | Difference |
|---|---|---|---|
| 5 people | $245/mo$2,940/yr a year | $29/mo$348/yr a year | SurePayroll $216 less a month |
| 10 people | $490/mo$5,880/yr a year | $29/mo$348/yr a year | SurePayroll $461 less a month |
| 25 people | $1,225/mo$14,700/yr a year | $29/mo$348/yr a year | SurePayroll $1,196 less a month |
Gusto is priced per user. SurePayroll is priced per plan. Per-user prices are multiplied by the team; per-plan prices aren't. Before tax; yearly discounts not applied.
FAQ
Gusto vs SurePayroll: questions
Which is cheaper, Gusto or SurePayroll?
Gusto starts at $49/user/mo (Simple) and SurePayroll at $29/mo (Small Business). For 10 people that's $490 vs $29 a month: SurePayroll is $461 a month (94%) cheaper than Gusto on list price. Compare features too: the cheaper plan isn't always the closer match.
Do Gusto and SurePayroll have free plans?
Gusto has no free plan in Surba's catalog. SurePayroll has no free plan in Surba's catalog.
More comparisons
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Paying for Gusto or SurePayroll? Track it in Surba.
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